What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy allows you to create a monthly installment plan of up to 60 months to pay off the debt often at a low percentage of the actual debt. Essentially, your household budget has to be financially capable of handling a repayment plan in order to successfully file and complete a Chapter 13. Also, both unsecured and secured debts must be under certain limits in order to be eligible for Chapter 13 bankruptcy.
How We Can Help You
Attorney Richard Zirt offers his professional guidance throughout the process, helping you to better understand your situation and potential options. Filing for bankruptcy can be complex and intimidating, but Richard ensures that every client is comfortable and confident. He will handle all involved paperwork and represent you in your bankruptcy hearings.
Contact us today for a free bankruptcy consultation to discuss your situation with a qualified attorney. Call (845) 794-5928 or fill out our online contact form to get in touch with our Monticello, NY office. Your debt-free future is just a few steps away; take action now.
Richard Zirt is a well respected attorney among his peers for his keen academic mind. Moreover, he generously offers his... read moreRichard Zirt is a well respected attorney among his peers for his keen academic mind. Moreover, he generously offers his clients his time and experience so that the best possible results are obtained. read less
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Law Offices of Richard Scott Zirt looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Law Offices of Richard Scott Zirt.