Law Offices of Richard Scott Zirt
Bankruptcy and debt relief located in Monticello, New York. Call 800-390-5276


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Debt Can Happen To Anyone

Every year all sorts of people find themselves in financial trouble, and don't know how to get themselves out of it. If you're in credit card debt, facing unmanageable medical bills, can't pay your mortgage or have been laid off and are unable to find a new job, you're not alone. And you don't have to be alone in finding a solution to your financial troubles, either. That's what we're here for: to help you get relief from troubling and worrisome debt. Filing bankruptcy is one way to reduce or manage your debt, and get relief from aggressive creditors. But there may be other ways that work even better for you. We're not here to judge: we're here to help you find legal and effective ways to emerge from debt in a better place, with less stress and more control over your financial future.

Replacing Panic With A Plan

There's a lot of fear around bankruptcy and foreclosure. People are afraid that their credit will be destroyed, that they could lose their house and belongings, or that they'll be judged by their neighbors and friends. None of these things are necessarily true. All sorts of people find themselves in unmanageable debt for reasons beyond their control: job loss, divorce and medical bills among them. Hiding from creditors or gritting your teeth and trying to "power through" can make things worse. Bankruptcy can give you a fresh start and relief from creditors, so you can obtain a fresh start and get rid of the creditors that have been causing stress. Not everyone is a candidate for bankruptcy. And you don't necessarily have to lose your house to file bankruptcy either. Even if you've been served with a foreclosure notice, there may still be time to protect your home and turn your situation around. Our firm can evaluate your situation and provide you with what we believe to be your best course of action.

Prevent A Downward Spiral After An Injury

An accident that leaves you injured isn't just a literal pain. It can also do a real number on your bank account. Medical bills for serious injuries can add up quickly. And if you're unable to work, you're also missing out on the income that might normally go to pay for those bills. That's a double whammy. No one can go back in time and prevent your accident from happening. But that doesn't mean your case is hopeless. Insurers can help pay some of your living expenses, lost wages and other expenses resulting from your accident. But they won't do it on their own. If you've been in a car accident or other type of accident that caused an injury, you'll need a committed personal injury attorney who will fight for the maximum possible compensation that you deserve. In the Monticello area, call the Law Offices of Richard Scott Zirt at 800-390-5276 for a free initial consultation, or use our online form to get more information.


Richard S. Zirt
10 St. John Street
P.O. Box 1315
Monticello, NY 12701

Toll Free: 800-390-5276
Phone: 845-794-5928
Fax: 845-794-5961